When applying for private insurance does relating wife of spouse's medical hx lacking his consent violate ruling?
I was applying for private medical insurance and get the 2000 questions by the insurance company. All of this be on the phone. No written consents. My husband never even talked to them. They pulled up his medical history somehow on the Web and give me all the details asking if I be aware of why he recieved certain treatments. One treatment involved shingles and he be prescribed Valtrex. This same drug also treats genital herpes. I knew why he be prescribed this medication, but if I had not, and if it be for genital herpes, it would have be quite a shock for me considering this prescription be 5 years after we were married. My press is are they violating HIPAA and do I want to file a complaint? It make me very discomfited to work with this company after this.
Answers: When you applied for the insurance, you signed a form giving them the right to check your medical history. It is chunk of the application. Check the fine print. However they had no right to discuss his medical history near you without his written consent. So that fragment is against the law.
They should NOT hold given you that information without his consent. I would complain. That is outrageous.
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